I know these are tough times for everyone and many people have it much worse than I do. I just need to throw a bit of a pity party tonight!
My husband has only worked 4 months this year. He is a HVAC technician and there is VERY little construction going on in our area. He worked January to the beginning of March and then got laid off. He wasn't able to find a job all summer. Finally in September he was hired at a non-union company but got laid off in early November. Our health insurance ran out at the end of August, we have mounting debt and we just can't seem to get our heads above the water.
Right before Christmas one of my husband's molars starting hurting him really bad. He went to the dentist to see what was going on and the dentist said he needed a root canal. Our state insurance doesn't cover root canals, just pulling teeth. Apparently teeth just aren't that important. Dental plans are relatively cheap, however most make you wait 6 months to 1 year before getting any work done. He wasn't going to be able to make it that long.
We discovered that there's such a thing as a discount card. According to their website our out of pocket cost should have been about $400. Much better than the $1000+ it would be without the card, so we went ahead and bought it. On the day of his appointment they charged us $250 and said if they needed more they would send us a bill. Well, today we got a bill for another $650!!! The discount card saved us a whopping $80. My husband is calling tomorrow to say "What the hell!" but if that's what we owe, the dentist is going to be waiting awhile.
I am so over everyone wanting more and more money out of us.